Real estate tips: When buying a new home check the builder’s reputation and make sure the upgrades are worth it.
Many people will buy their first home from a builder, whether it is a detached home, townhouse or condominium unit. Here are the five questions you need to ask to make sure you don’t make a mistake.
What is the builder’s reputation?
This may be the most important research you can do before buying from a builder. Check any prior home/subdivision/condominium project that they have built in the past. Look at the Tarion website under theLicensed Builder Directory, so that you can see how many homes they have built in the past 10 years, whether they have won any awards and the number of complaints, if any, made to Tarion against them.
Tarion is a private corporation which administers new home warranties in Ontario.
Better still, go visit any prior homes and talk to the neighbours. For example, ask if the builder was diligent in fixing every problem with the home that was identified by the buyer during their pre-delivery inspection.
Is the builder contract unfair to buyers?
In many ways the contract favours the builder. For example, the builder usually has the right to extend the closing date, change the layout or square footage of your home and also many of the finishings and there is little the buyer can do about it. This can cause real problems if the delay affects your child’s new school year or your employment plans. Again, remember to ask prior buyers if their home was delivered on time, and whether they received substantially what they were promised.
What extra charges will a buyer have to pay?
When you buy a new home or condominium, the price quoted to you in the sales office will be the base price of the home, inclusive of HST. If you order any upgrades, that is extra. In addition, there is now a separate schedule of additional charges that you also have to pay. Some of these are spelled out with an exact dollar figure, such as Tarion Enrollment fees, legal fees, grading deposits, hydro or water meter installations. Other items are more vague, which may relate to levies or development charges which are added by any governmental authority after the agreement is signed. I have seen some cases where these extra charges exceeded six per cent of the original sale price, and the buyers only found out about this a few days before closing. Make sure you get a cap on the total amount of these extra charges. My own rule of thumb is that the total should not exceed 1.5-2 per cent of the original purchase price.
What upgrades does a buyer need?
Builders in general make a lot of profit from upgrades which they offer to buyers for finishings in the home. Here is where you may want the assistance of a professional real estate agent, who will tell you in advance in which rooms these upgrades will make the most difference on any re-sale. An agent can also offer helpful advice about which lot or unit location and layout will have a higher re-sale value.
Can a buyer transfer the agreement before closing?
When you sign your builder agreement, the home may not be ready for 2-3 years down the road. Things change. Try to negotiate right away the right to transfer your contract to someone else before closing if your circumstances change. Some builders will not allow it, others permit it for a fee, while some will permit it one time only, for no fee.
Ask the right questions before you buy a home from a builder and you won’t be disappointed later.
More real estate columns by Mark Weisleder
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2064436 – M6K – 193 Cowan Avenue Toronto, Ontario – $ 868,600
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*Luxury Freehold Townhome In Heart Of North York, Steps Out To Subway & Bayview Village Mall*Hardwood Floor & 10 Ceiling In Main*Original Owner Well …
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Absolutely Architectural Masterpiece New Custom Built Home In Willowdale. Truly Real Large Lt.( 51.19?), Apx.5,800 Sf. Living Area (Inc Bsmt). Super Size …
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Price Change. Nov 1: $ 1,049,900 Sep 24: $ 1,070,000
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Price Change. Nov 1: $ 389,900 Oct 9: $ 409,900 Sep 24: $ 424,900
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Price Change. Nov 1: $ 699,000 Oct 6: $ 849,900
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Price Change. Nov 1: $ 279,000 Oct 10: $ 285,000
Well Maintained Home, Perfect For 1st Time Buyers Or Empty Nesters. Laminate Flooring Throughout. Stainless Steel Kitchen Appliances …
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Price Change. Nov 1: $ 459,900 Oct 17: $ 474,900
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Price Change. Oct 21: $ 319,000 Nov 1: $ 334,900
Quality Monarch Built Home With New Roof/Garage Door And Some Newer Windows Plus Newly Updated Kitchen And 3 Bathroom,Bright, Clean, Spacious & Well …
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High Demand Location, Sun Filled South Garden, Living Room Walk Out To Private Backyard, Super Sized Master Bedroom, It s Huge! Professionally …
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Amazing Bungalow On A Quiet Tree Line Street. Renovated With Brand New Hardwood Floors, Pot Lights, …
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Great Danforth Village Opportunity. Home Has Been Well Cared For By This Current Owner For 55 Years. Main Floor Addition With 5 Piece Bathroom, …
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Prime Leslieville With Two Car Parking! This Spacious Updated Semi Offers Wonderful Living Space Both Indoors & Out.. Main Floor Features Fabulous Open …
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Wonderful East York 3 Bedroom Home, Hardwood Floors, Open Concept, Gas Fireplace, Walkout To Mudroom, And Large Deck, South Facing Lot. *Professionally …
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This New 6300 Sq Ft European Villa Offers 180? Panoramic Views From Each Room O/L Bluffers Park Marina & Lake Ontario.Nestled At The End Of A Quiet Cul-De …
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Stunning 4 Bed, 4 Bath, 3 Story Home W/Exposed Brick Running Up Entire 3 Floors! Meticulously Renovated Home W/Top Of The Line Fixtures And Features. Open …
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Attention: Renovators, Contractors, Investors, And Builders!!! Detached Brick Bungalow On …
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** Elf s ** Fridge ** Stove ** Hood ** Dishwasher ** Washer( In Basement ) And Dryer** …
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Beautiful Property On The Golf Course, Well Maintained With Hardwood Floors …
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Bright 4 Br Home In A Good Location. Fin.Bsmnt W/Sep.Ent. To 1Br,3Pc Bath,Kit.Re-Designed Mn.Flr …
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One Of The Best Renovations Of The Year! Stunning Extra-Wide 3-Bedroom, 2- Bathroom Semi With Huge Super Sexy Kitchen, Chic Dining & Living Rooms, …
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Location, Location, Location! Cozy, Sweet Home With Hardwood And Ceramic Thru Out. Fantastic, Set On Quiet Street. Walk To Subway, Shopping And Close …
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Attention Builders,Investors,End Users,Developers!This Mcclintock Home Is Ready For Your Touch!Rare Opportunity On This “”Premium”” Super Sized Lot In …
E2775108 – M4B – 134 MEIGHEN AVE Toronto, Ontario – $ 499,000
Very Well Kept Home In Desireable East York Neighbourhoo. Private Driveway Can Accomodate Up To 4-5 Cars, Walking Distance To Ttc, …
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Location!! Location!! Well Maintained, Attached Garage+ Newly Painted+ Hardwood ( New ) 2 Kitchen House In Kennedy And Eglinton Area Spacious Bungalow …
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Home Being …
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Recently Updated Throughout, New Modern Kitchen With Quartz Counter Top & Stone B/Splash, Two New Washrooms, Freshly Painted, Stone Gas Fire Place In …
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Stunning Broadview Show Home. Quiet Family Cul-De-Sac Minutes To Danforth Close To Dvp Ext. Fantastic Schools, Community Centres, Walk And Bike Paths …
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Beautiful Well Maintained Detached House, Double Garage, 4 Bath, 4 Bedroom House Located In High Demand Neighborhood Area. Close To All Amenities, School, …
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Live In The Heart Of Leslieville! This Bright & Stylish 3 Bdrm Townhouse With Upgrades Throughout Features An Open Concept Modern Kitchen, Hardwood …
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Truly Outstanding, Sun-Filled 4 Br House In A Demand Neigbourhood. Beautiful Siskin Park At Front To Enjoy Your Evenings! With Lots Of Quality Upgrades: 9 …
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Lovely Home Located On A Quiet Court Location! Fabulous Main Floor Design Offer Open Kitchen/Family Room With Fireplace, Living/Dining Open To Magnificent …
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Best Value In The Neighbourhood.Renovated From Top To Bottom.Very Spacious Bedrooms.Brand New Windows On Main And Second Floor.Brand New Panel.Brand New …
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Newly Constructed 5 Bedroom Open Concept Home In High Demand East York. …
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This 3 Bedroom, 1 Bathroom Townhome Is Located Steps To Queen Street East, 24 Hour Ttc & Parks. Featuring Underground Parking, Storage Locker & Private …
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Price Change. Nov 1: $ 1,079,000 Sep 26: $ 1,129,000
Gracious Sunnylea 5 Bedroom Family Home, Formal Living & Dining Room, Open Concept, Eat-In Kitchen & Family Room, W/O To Private Garden With Vermont …
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Price Change. Nov 1: $ 460,000 Oct 5: $ 480,000
*Open House Saturday & Sunday 2-4Pm. *View Multimedia Tour* Fully Renovated !!! Two Bedroom Detached Home On A Deep Lot Seconds To Ttc+Parks+Humber …
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Price Change. Nov 1: $ 679,000 Oct 10: $ 699,000
Executive Townhome In Desirable Bal Harbour Village. Sunny & Spacious, Hardwood Throughout, Granite In Kitchen, Private Yard & Sundeck Off Kitchen. …
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Price Change. Nov 1: $ 469,900 Oct 29: $ 529,900
All Brick 3 Bdrm Detached Bungalow In Etobicoke Queensway Area On A 44 X 122 Ft Treed Lot. Long Driveway With Carport And …
W2774671 – M9B – 1 ACORN AVE Toronto, Ontario – $ 699,500
Amazing Renovations-Looks Like Brand New Property, New Floors, Kitchens With Granite Countertops, 3 New Bathrooms. Hardware, Lights, Pot Lights, Paint, …
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A Detached Home With A Detached Garage, A Large Deck And A Private Backyard! A Great Opportunity For First Time Home Buyers Looking For A Property To Make …
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Traditional High Park Home Ideally Located In Roncesvalles Village. This Home Is A Renovation-In-Progress. Lots Of Work Has Been Done But Lots More …
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Detached 2-Storey Charmer In Funky Bloordale Village. Enjoy This Beautiful 3+ Bdrm Reno d Home & Garden, Hrdwd Flrs Thruout & W/O To Deck & Mature …
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Charming Well Maintained Home With Tremendous Potential, First Time Offered For Sale, Same Owner For 60 Years, Large Spacious Foyer, Main Floor Has Open …
W2774926 – M6N – 44 MILLER ST Toronto, Ontario – $ 199,900
** Fabulous Opportunity To Own In The Junction Area ** Attention Renovators And Contractors!! ** 2-Storey 3-Bedroom …
W2774957 – M6H – 810 DOVERCOURT RD Toronto, Ontario – $ 599,000
Enjoy Your Morning Coffee On Your Master Bedroom Deck Overlooking The Happenings Of Downtown Or In Your Quiet Private Garden. The Open Spacious Main …
W2774973 – M6E – 246 BOON AVE Toronto, Ontario – $ 629,000
Fabulous “”2007″” Built Home In Trendy Corso Italia! High Quality Finishes And Craftmanship! Stunning Chef Kitchen W/Granite Counter/Breakfast Bar! Open …
W2774975 – M3J – 287 ASSINIBOINE RD Toronto, Ontario – $ 899,000
The Village At York. Largest Model (Coleridge) In Community. Rare Corner Lot. Third Floor Walkout To Rooftop Sundeck. Located At 1st Street From School. …
W2774987 – M8Y – 12 HIGH ST Toronto, Ontario – $ 689,900
Well Maintained Home In Very Desirable Neighbourhood. Comfortable Family Size Home W/ Fully Finished Basement W/ Rec Room And Extra Bedroom. Open Concept …
W2775045 – M9B – 210 LLOYD MANOR RD Toronto, Ontario – $ 660,000
Large 3 Bedroom Brick Home On A Large Lot With Matured Trees, Large Window Overlooking Backyard, 22 Ft. Veranda. Basement …
W2775069 – M6P – 277 MARIA ST Toronto, Ontario – $ 379,900
Attn Renovators, Handy Persons- Opportunity Knocks In The Junction- Time To Breath Some New …
W2775071 – M6H – 357 BARTLETT AVE Toronto, Ontario – $ 919,900
Top Notch Custom Built 7 Year Old Home, Over 2500Sq.Ft Of Living Space (Including Lower Level). Finest Finishes Throughout. Entertainers Delight, …
W2775137 – M6P – 807 INDIAN RD Toronto, Ontario – $ 899,000
Impressive Traditional 2 Storey Brick Home In High Park North/Junction Area. Leaded & Stained Glass Windows, French Doors, Wainscoting, Original Wood …
W2775144 – M3L – 21 KIRBY RD Toronto, Ontario – $ 499,900
Beautiful Raised Bungalow In Downsview Toronto – Just Renovated This Fall! Never Lived In Since Renovations! Both Levels Freshly Painted In Neutral …
W2775156 – M6E – 248 CALEDONIA RD Toronto, Ontario – $ 425,000
A Well Kept Home, With 3 Self Contained Units. Tenants Pay $ 2900 A …
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Fully Renovated Top To Bottom Inside & Outside! Beautiful Detached Raised Bungalow In The Prestigious Thistledown Area. Thousands Of $ $ $ $ $ Spent On …
W2775184 – M9W – 81 MANCROFT CRES Toronto, Ontario – $ 459,900
Spacious 3 Bedroom Home. Show Pride Of Ownership. Finished Basement With Separate Entrance, 2 …
W2775198 – M8Z – 68 CLIVEDEN AVE Toronto, Ontario – $ 1,049,000
Beautifully Renovated 3 Bedroom 2 Storey Brick & Stone Gem In Coveted Thompson Orchard!Parking For 5 In Private Drive! Unbeatable Location! 5 Min Walk To …
W2775209 – M8V – 130 TENTH ST Toronto, Ontario – $ 429,900
Fantastic Opportunity For First Time Buyers In Trendy New Toronto. Gorgeous Daniels Built Executive Townhouse Only Steps Away From The Lake. 3 …
W2775241 – M9W – 179 JEFFCOAT DR Toronto, Ontario – $ 539,900
Extensively Renovated From Top To Bottom!! 3 Bdrm Detached Raised-Bunglow W/3 Bdrm Prof Finished Bsmt, Can Be Rented For Xtra Income. Thousands Of Dollars …
W2775358 – M8Y – 67 GUTHRIE AVE Toronto, Ontario – $ 489,000
Condo Alternative. Lots Of Development In The Area With Amazing Appreciation On Home Values. Build Your Dream Home. Great Neighbourhood And Good …
W2775426 – M8Z – 71 CLISSOLD RD Toronto, Ontario – $ 1,249,000
Custom Contemporary Open Concept Home With All The Bells And Whistles! Outstanding Property Steps To Subway,Shops,Restaurants And Parks!Features Incl. …
W2775448 – M9M – 3361 WESTON RD Toronto, Ontario – $ 459,000
Beautiful Open Concept Home, Fresh Paint, New Laminate, New Central A/C, New Furnace, New Roof, New Stamp Concrete Surround The House, New Kitchen, Over …
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