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Realty

Canada Real Estate Is Fundamentally Rock Solid

October 19, 2013 5:49 pm
Boom, Market

Today’s Good News: –

  1. CanadianĀ homeĀ salesĀ increase slightly in September: CREA

    CTV News-Oct 15, 2013
    TheĀ Canadian Real EstateĀ Association said Tuesday that homeĀ saleswere up just under one per cent from August to September, while overallĀ …
  2. Calgary helps fuel strong MLSĀ salesĀ inĀ Canada

    Calgary Herald-Oct 15, 2013
    TheĀ Canadian Real EstateĀ Association said Tuesday that nationalĀ salesof 38,147 during the month were up 18.2 per cent from SeptemberĀ …
  3. HomeĀ salesĀ rise 0.8% in September as listings fall

    CBC.ca-Oct 16, 2013
    The national average price for homesĀ soldĀ in September 2013 wasĀ …Ā TheĀ Canadian Real EstateĀ Association is one ofĀ Canada’sĀ largestĀ …
  4. September homeĀ salesĀ soar

    The Globe and Mail-Oct 16, 2013
    …Ā month rose 18.2 per cent from a year earlier, theĀ Canadian Real EstateĀ Association said Tuesday. September’sĀ salesĀ were slightly above theĀ …
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And before you buy, check this out: –

The ultimate mortgage checklist: How to get the best possible deal

ROBERT MCLISTER

The lowest possible rate is how many define a good mortgage. But that’s like judging the ā€œbest carā€ by the one with the lowest monthly payment.

Anyone who’s had to cough up a mortgage penalty or deal with refinance limitations can vouch for one thing: Mortgage restrictions can easily outweigh small (e.g., 0.10 to 0.15 percentage point) differences in interest rates.

It’s tough to predict your refinance needs three or four years out. Statistics show that well over half of Canadians with a mortgage renegotiate before their term is up. And the average five-year borrower changes their mortgage every three-and-a-half years.

That’s why it often pays to trade a slightly lower rate for more flexibility, unless you know you won’t change your mortgage during its term. A cheap rate can certainly save hundreds of dollars up front. Just be sure it doesn’t cost thousands after closing.

On that note, here’s a list of questions to ask your mortgage expert of choice. Check the boxes one by one as you talk with your adviser. With a little effort, this list will help you snare the most feature-rich mortgage possible, at a rate that’s better than average.

DownloadĀ the PDF versionĀ of this checklist.

http://www.theglobeandmail.com/

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